Bill Pay overview

Ready-to-Launch

Bill Pay

Launch with zero build in as little as 3 weeks.

Deliver a fully white-labeled bill pay experience with minimal engineering. Our turnkey solution seamlessly integrates vendor management, payment scheduling, and invoice processing directly into your product for fast, seamless implementation.

Consider Ready-to-Launch Solutions if

You want to unlock new revenue streams — offer payment solution to your existing customer ecosystem.

Speed to market is critical — a rapid, low-friction path to launch a Minimum Viable Product (MVP).

You want to validate market demand before committing internal resources to development.

Your team faces resource constraints — you need an out-of-the-box solution to accelerate deployment.

Unit's Ready-to-Launch solution empowers you to quickly test, iterate, and scale payment products—without the overhead of building from scratch.

Features

Onboarding

Capture Bills

Manage Vendors

Schedule Payments

Payment Methods

Control Spend

First-time users

Onboarding (KYB / KYC) experience

Identity verification, fraud screening, document verification (if applicable), manual reviews

Onboarding (KYB / KYC) experience

Identity verification, fraud screening, document verification (if applicable), manual reviews

Capture Bills

Effortlessly import bills by taking a photo, uploading a file, or forwarding them to a unique email address.

Manage Vendors

Keep every vendor’s profile up-to-date, see what you owe at a glance, and collect payment information directly from vendors.

Schedule Payments

Conserve cash flow while never missing a payment.

Payment Methods

Schedule payments via ACH (same / next day), check, and wire.

Control Spend

Approval workflows to fit every need.

First-time user experience

During onboarding, the White-label App guides users through vendor setup and first payment creation, driving engagement with core bill pay features.

The Opportunity

Vertical SaaS platforms can achieve meaningful product differentiation by embedding white-labeled payment services directly into their workflows. Embedded bill pay streamlines user operations, increases customer stickiness, and unlocks new revenue streams—all with minimal integration complexity and overhead.

End Customer Value

Modern bill pay features accessible directly within your product:

Secure Payment Processing: Enterprise-grade security with fraud protection and compliance for all payment types.

Faster Payments: Instant ACH processing, same-day wires, and automated check payments with real-time status tracking.

Automated Workflows: Enable automated payment scheduling, approval workflows, and vendor management.

Multi-User Access: Support multiple authorized users with role-based permissions and approval hierarchies.

Multiple Payment Methods: Support ACH, wire transfers, checks, and card payments with programmable controls and limits.

Vendor Portal: Self-service vendor onboarding and payment status tracking; automated invoice processing.

Seamless Integrations: Connect to accounting systems and ERP platforms for streamlined payment operations.