Types

CreateOfficer

Name	Type	Description
fullName Required	FullName	Full name of the officer.
title Required	string	One of CEO, COO, CFO, President, BenefitsAdministrationOfficer, CIO, VP, AVP, Treasurer, Secretary, Controller, Manager, Partner or Member.
ssn	string	SSN of the officer (numbers only). One of ssn or passport is required. It is optional to provide only last 4 SSN digits.
passport	string	Passport of the officer. One of ssn or passport is required.
nationality	ISO31661-Alpha2 string	Required if a passport is used as the main ID and optional when ssn is used. Two letters representing the officer's nationality. (e.g. "US").
dateOfBirth Required	RFC3339 Date string	Date only (e.g. "2001-08-15").
address Required	Address	The officer's address.
phone Required	Phone	The officer's phone number.
email Required	string	The officer's email address.
evaluationParams Optional	EvaluationParams	Evaluation Params for this entity.

Example CreateOfficer type:

{
  "fullName": {
    "first": "Richard",
    "last": "Hendricks"
  },
  "title": "CEO",
  "dateOfBirth": "2001-08-15",
  "ssn": "721074426",
  "email": "richard@piedpiper.com",
  "phone": {
    "countryCode": "1",
    "number": "5555555555"
  },
  "address": {
    "street": "5230 Newell Rd",
    "city": "Palo Alto",
    "state": "CA",
    "postalCode": "94303",
    "country": "US"
  }
}

Officer

Name	Type	Description
status Required	string	One of Approved, Denied or PendingReview.
fullName Required	FullName	Full name of the officer.
title Required	string	One of CEO, COO, CFO, President, BenefitsAdministrationOfficer, CIO, VP, AVP, Treasurer, Secretary, Controller, Manager, Partner or Member.
ssn	string	SSN of the officer (numbers only). One of ssn or passport is required.
passport	string	Passport of the officer. One of ssn or passport is required.
nationality	ISO31661-Alpha2 string	Required if a passport is used as the main ID and optional when ssn is used. Two letters representing the officer's nationality. (e.g. "US").
dateOfBirth Required	RFC3339 Date string	Date only (e.g. "2001-08-15").
address Required	Address	The officer's address.
phone Required	Phone	The officer's phone number.
email Required	string	The officer's email address.
idTheftScore Optional	number	Score (0-1000) for ID theft verification, >900 is auto rejected as default (threshold is configurable).

Example Officer type:

{
  "status": "Approved",
  "fullName": {
    "first": "Richard",
    "last": "Hendricks"
  },
  "dateOfBirth": "2001-08-15",
  "ssn": "721074426",
  "email": "richard@piedpiper.com",
  "phone": {
    "countryCode": "1",
    "number": "5555555555"
  },
  "address": {
    "street": "5230 Newell Rd",
    "city": "Palo Alto",
    "state": "CA",
    "postalCode": "94303",
    "country": "US"
  }
}

CreateBeneficialOwner

Name	Type	Description
fullName Required	FullName	Full name of the beneficial owner.
ssn	string	SSN of the beneficial owner (numbers only). One of ssn or passport is required. It is optional to provide only last 4 SSN digits.
passport	string	Passport of the beneficial owner. One of ssn or passport is required.
nationality	ISO31661-Alpha2 string	Required if a passport is used as the main ID and optional when ssn is used. Two letters representing the beneficial owner's nationality. (e.g. "US").
dateOfBirth Required	RFC3339 Date string	Date only (e.g. "2001-08-15").
address Required	Address	The beneficial owner's address.
phone Required	Phone	The beneficial owner's phone number.
email Required	string	The beneficial owner's email address.
percentage Required	integer	The beneficial owner percentage of ownership at the business (between 25 and 100).
evaluationParams Optional	EvaluationParams	Evaluation Params for this entity.

Example CreateBeneficialOwner type:

{
  "fullName": {
    "first": "Richard",
    "last": "Hendricks"
  },
  "dateOfBirth": "2001-08-15",
  "ssn": "721074426",
  "email": "richard@piedpiper.com",
  "percentage": 25,
  "phone": {
    "countryCode": "1",
    "number": "5555555555"
  },
  "address": {
    "street": "5230 Newell Rd",
    "city": "Palo Alto",
    "state": "CA",
    "postalCode": "94303",
    "country": "US"
  }
}

BeneficialOwner

Name	Type	Description
status Required	string	One of Approved, Denied or PendingReview.
fullName Required	FullName	Full name of the beneficial owner.
ssn	string	SSN of the beneficial owner (numbers only). One of ssn or passport is required.
passport	string	Passport of the beneficial owner. One of ssn or passport is required.
nationality	ISO31661-Alpha2 string	Required if a passport is used as the main ID and optional when ssn is used. Two letters representing the beneficial owner's nationality. (e.g. "US").
dateOfBirth Required	RFC3339 Date string	Date only (e.g. "2001-08-15").
address Required	Address	The beneficial owner's address.
phone Required	Phone	The beneficial owner's phone number.
email Required	string	The beneficial owner's email address.
percentage Required	integer	The beneficial owner percentage of ownership at the business (between 25 and 100).
idTheftScore Optional	number	Score (0-1000) for ID theft verification, >900 is auto rejected as default (threshold is configurable).

Example BeneficialOwner type:

{
  "status": "Approved",
  "fullName": {
    "first": "Richard",
    "last": "Hendricks"
  },
  "percentage": 25,
  "dateOfBirth": "2001-08-15",
  "ssn": "721074426",
  "email": "richard@piedpiper.com",
  "phone": {
    "countryCode": "1",
    "number": "5555555555"
  },
  "address": {
    "street": "5230 Newell Rd",
    "city": "Palo Alto",
    "state": "CA",
    "postalCode": "94303",
    "country": "US"
  }
}

Profession

The profession of the individual. One of: Accountant, Actor, Administrator, Analyst, Architect, Artist, Attorney, Auditor, Banker, Barber, Bartender, Bookkeeper, Broker, BusinessOwner, Chef, Clergy, Coach, Consultant, Contractor, CustomerServiceRepresentative, Dentist, Designer, Developer, Doctor, Driver, Economist, Educator, Electrician, Engineer, Entrepreneur, EventPlanner, Executive, Farmer, FinancialAdvisor, Firefighter, Fisherman, FlightAttendant, Freelancer, GovernmentEmployee, GraphicDesigner, HealthcareWorker, HRProfessional, InsuranceAgent, Investor, ITSpecialist, Janitor, Journalist, Laborer, LawEnforcementOfficer, Lawyer, Librarian, LogisticsCoordinator, Manager, MarketingProfessional, Mechanic, MilitaryPersonnel, Musician, Nurse, Optometrist, Painter, Pharmacist, Photographer, PhysicalTherapist, Pilot, Plumber, PoliceOfficer, Professor, Programmer, ProjectManager, RealEstateAgent, Receptionist, Researcher, RetailWorker, Salesperson, Scientist, SocialWorker, SoftwareEngineer, Student, Surgeon, Teacher, Technician, Therapist, Trainer, Veterinarian, WaiterWaitress, Writer.

Source of Funds

The source of funds for the individual or business.

Application Type	Values
Business or Sole Proprietor	SalesOfGoods, SalesOfServices, CustomerPayments, InvestmentCapital, BusinessLoans, OwnerContributions, FranchiseRevenue, RentalIncome, GovernmentContractsOrGrants, DonationsOrFundraising, MembershipFeesOrSubscriptions, LicensingOrRoyalties, CommissionIncome, ImportExportRevenue, CryptocurrencyRelatedActivity
Individual	SalaryOrWages, BusinessIncome, InvestmentIncome, RetirementSavings, Inheritance, Gift, SaleOfAssets, LegalSettlement, LoanProceeds

Business Industry

The business industry.

Category	Values
Retail	GroceryStoresOrSupermarkets, ConvenienceStores, SpecialtyFoodRetailers, GasStationsWithRetail, GeneralMerchandiseOrDepartmentStores, OnlineRetailOrECommerce, SubscriptionAndMembershipPlatforms, DirectToConsumerBrands, Cannabis
Financial Services	BanksOrCreditUnions, FinTechOrPaymentProcessing, InsuranceProviders, InvestmentAdvisorsOrBrokerDealers, LendingOrMortgageCompanies, TreasuryManagementPlatforms, PersonalFinanceAppsOrAIAssistants, RetirementPlanning, RealEstateInvestmentPlatforms, MoneyServiceBusinesses, Cryptocurrency, DebtCollection, PaydayLending, Gambling
Food & Agriculture	FarmsOrAgriculturalProducers, FoodWholesalersOrDistributors, RestaurantsOrCafes, BarsOrNightclubs, CateringServices, FarmersMarkets, RestaurantTechAndPOSProviders
Healthcare	HospitalsOrClinics, Pharmacies, MedicalEquipmentSuppliers, BiotechnologyFirms, HomeHealthServices, HealthcareStaffingPlatforms, WellnessAndBenefitsPlatforms, HealthcareAndSocialAssistance
Professional Services	LegalServices, AccountingOrAuditingFirms, ConsultingFirms, MarketingOrAdvertisingAgencies, RealEstateAgentsOrPropertyManagers, CorporateServicesAndIncorporation, HRAndWorkforceManagementPlatforms, DirectMarketingOrTelemarketing, LegalAccountingConsultingOrComputerProgramming
Manufacturing	ChemicalManufacturing, ElectronicsOrHardwareManufacturing, AutomotiveManufacturing, ConstructionMaterials, TextilesOrApparel, Mining
Real Estate & Construction	RealEstate, Construction
Other	TransportationOrWarehousing, WholesaleTrade, BusinessSupportOrBuildingServices, EscortServices, DatingOrAdultEntertainment

AccountPurpose

The primary purpose of the account.

Application Type	Values
Business or Sole Proprietor	RetailSalesInPerson, EcommerceSales, CashHeavyIncomeAndOperations, ImportExportTradeOperations, ProfessionalServicesNotHandlingFunds, ProfessionalServicesHandlingFunds, HoldingOrInvestmentCompanyOperations, PropertyManagementOrRealEstateOperations, CharitableOrNonProfitOrganizationOperations, ConstructionAndContractingOperations, CommercialCashOperations, FreightForwardingOrLogisticsOperations, ThirdPartyPaymentProcessing, TechnologyStartupOperations, WholesaleDistributionOperations, FranchiseOperationOperations, HealthcareProviderOperations, EducationalInstitutionOperations
Individual	PayrollOrDirectDeposit, PersonalSavingsOrEmergencyFund, EverydaySpending, DomesticP2PAndBillPay, InternationalRemittances, CashHeavyPersonalIncome, PropertyPurchaseOrInvestment, EducationOrStudentUse, TrustOrEstateDistributions, Cryptocurrency

Transaction Volume

The expected transaction volume.

Business

Value	Description
LessThan10K	$0 - $10,000
Between10KAnd50K	$10,000 - $50,000
Between50KAnd250K	$50,000 - $250,000
Between250KAnd1M	$250,000 - $1,000,000
Between1MAnd2M	$1,000,000 - $2,000,000
GreaterThan2M	$2,000,000+

Individual

Value	Description
LessThan1K	$0 - $1,000
Between1KAnd5K	$1,000 - $5,000
Between5KAnd15K	$5,000 - $15,000
Between15KAnd30K	$15,000 - $30,000
Between30KAnd60K	$30,000 - $60,000
GreaterThan60K	$60,000+

Sole Proprietorship

Value	Description
LessThan5K	$0 - $5,000
Between5KAnd20K	$5,000 - $20,000
Between20KAnd75K	$20,000 - $75,000
Between75KAnd150K	$75,000 - $150,000
Between150KAnd300K	$150,000 - $300,000
GreaterThan300K	$300,000+

US Nexus

The nature of the business or sole proprietor's ties to the United States. Either notAvailable or one or more of the other values: Employees, Customers, PhysicalOfficeOrFacility, or BankingRelationships.

Entity Type

The entity type of the business. One of: Estate, Trust, ForeignFinancialInstitution, DomesticFinancialInstitution, GovernmentEntityOrAgency, ReligiousOrganization, Charity, LLC, Partnership, PubliclyTradedCorporation, PrivatelyHeldCorporation, NotForProfitOrganization.