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Banking FAQs

What is Unit's Ready-to-Launch Banking product?​

Ready-to-Launch is a pre-configured embedded banking solution that enables companies to quickly deploy banking products without building banking expertise in-house. Benefits include:

  • Pre-built UI with customizable branding.
  • Rapid deployment (weeks, not months).
  • Compliance, risk, and customer support managed by Unit.
  • Seamless integration with your platform.
  • Ideal for companies prioritizing speed and cohesive branding.

How quickly can I launch with Ready-to-Launch?​

  • Teams typically launch within 2 to 4 weeks.

What features are included in Unit’s Ready-to-Launch Banking?​

Ready-to-Launch allows you offer a complete set of business banking features, including:

  • Interest-bearing Deposit Accounts.
  • End-customer access to funds faster via Instant Payouts.
  • Physical and virtual debit cards with programmatic authorization and card controls.
  • Check deposits via mobile phones.
  • Send and receive ACH, same-day ACH, checks, and wires. Free, instant, 24/7 book transfers.
  • Multiple authorized user types on each account for role-based access.
  • ATM cash deposits and withdrawals at thousands of fee-free locations nationwide.
  • Integration to Plaid and Intuit (Quickbooks) to enable seamless business connectivity.

What technical resources do I need to launch Ready-to-Launch?​

Unit’s no-code, pre-built solution is easy to implement. Typically, the technical implementation only requires one engineer for up to two weeks of work, significantly reducing your time and cost to launch.

Can I customize the Ready-to-Launch App to match my brand?​

Yes, the Ready-to-Launch app includes customizable branding options to ensure the banking experience aligns seamlessly with your brand.

Who handles compliance and risk management in the Ready-to-Launch solution?​

Unit fully manages compliance, risk, and customer support, significantly reducing your operational burden.

Am I responsible for fraud risk?​

No, fraud risk management is fully owned by Unit in the Ready-to-Launch experience.

Does Unit provide marketing support?​

Yes, Unit provides ready-to-use digital marketing assets, including branded emails, SMS messages, branded FAQ pages, and landing pages.

What type of customer support is provided by Unit?​

Unit’s support agents manage all banking-related inquiries in-app and via a dedicated email, relieving your support team from additional volume.

Can I start with the Ready-to-Launch experience and later transition to a Custom experience?​

Yes, Unit’s platform is designed to allow seamless scaling from the Ready-to-Launch experience to a more customized and integrated solution as your business grows.

How does the Ready-to-Launch App compare in customization to a Custom experience?​

The Ready-to-Launch solution offers pre-built, configurable UIs, whereas the Custom experience provides fully customizable interfaces and deeper integration opportunities.

What additional capabilities are available if I transition to a Custom experience?​

Transitioning to a Custom experience offers deeper customization, advanced control over risk management, fraud detection, customer support, programmatic access to customer data, and opportunities to expand into additional services.