Debit Cards
Managed Banking debit cards let customers spend from their deposit account balance. Each card belongs to a deposit account, and its associated transactions record card activity against that account.
As a co-brand partner on Unit's Managed Solutions offering, your cardholders are issued matte-black Visa Business Debit cards in both physical and virtual form. Cardholders order, activate, and manage their cards directly in Managed Banking, and every card can be added to Apple Wallet and Google Wallet.
Unit handles card production and Visa approvals. All Unit needs from you is your logo and an icon.
Cards work out of the box once your program is live. To complete the card design, submit your logo and icon to your Unit representative, approve the digital proof, and review a printed test card. Optionally, you can request web provisioning so cardholders can add their card to a digital wallet directly from your website.
In this section
| Topic | What it's for | Your involvement |
|---|---|---|
| Physical Card Design | What to provide for your logo card, and the timeline from logo submission to printed cards | Required: submit a logo and icon, then approve a proof and a test card |
| Add to Wallet | How cardholders add cards to Apple Wallet and Google Wallet, and how to offer one-tap web provisioning | None for manual setup; optional for web provisioning |
Ordering and Delivery
Cardholders order cards directly in Managed Banking.
- Virtual cards can be used as soon as they are ordered.
- Physical cards ship by USPS standard mail to the address on the cardholder's account and arrive within 5–10 business days. Orders received before 3:00 AM ET go into production the same day.
When a physical card arrives, the cardholder activates it and sets a PIN in Managed Banking. Cards are reissued automatically before they expire.
FAQs
Can cardholders use their card before the physical card arrives?
Yes. A virtual card can be used as soon as it is ordered, and cardholders can add it to Apple Wallet or Google Wallet right away.