Send ACH, wire, and check payments straight to the Federal Reserve
Work with one or multiple partner banks through the same API
Use Unit for KYC/KYB, fraud, disputes, reconciliation, reporting; take on more as you scale
Built-in integration with Plaid, Quickbooks, and other financial tools
Programmatically configure terms, rewards and limits per account or per customer segment.
Add authorized users and control ACH debits, checks, and wire drawdowns with Positive Pay and stop payments
Deliver branded account statements, and 1099-INTs filed with the IRS
Manage and tag customers, accounts, payments, and reviews through the same Dashboard
Offer business and consumer accounts directly in your product, so customers can receive payments, hold money, and manage balances without leaving your experience. Configure accounts around the needs of different customers and use cases.
Offer unlimited accounts per customer
Set terms, limits, interest and rewards by customer tier
Offer cash deposits and fee-free Allpoint ATMs
Receive funds over FedACH, Fedwire, RTP, and check
Build accounts payable and receivable workflows, from bill pay and invoicing to payroll. Use wallets, FBO accounts, and Unit’s native ledger to hold and move funds, with every balance clearly separated and attributed.
Maintain distinct balances by customer or purpose
Generate a monthly statement for every wallet
Freeze, close, or reopen wallets via API
“Relay started building on Unit when we were still an early-stage company, and we've been able to scale on the same platform as the business grew past $1B in deposits.”
