Build financial products on real infrastructure

Store, move, spend, and lend money inside your product.

Trusted at Scale

$100B+
annual transaction volume
5M+
accounts
11M+
API calls / day
99.999%
uptime
SOC 2 Type 2
PCI DSS

What teams build on Unit

Highbeam uses Unit to deliver AI-powered banking, bill pay, and charge cards to consumer brands.

Deposit Accounts
Wallets (FBO)
Credit Accounts
Debit Cards
Charge Cards
Checks
ACH
Wires
“Unit's platform made it possible for us to deliver real-time financial visibility and capital, without losing focus on the product.”
Samir Shergill
Co-Founder & CEO, Highbeam

Benepass uses Unit to sub-ledger benefit funds across employers and employees, issuing employee cards with real-time spend authorization

Wallets (FBO)
Debit Cards
“Unit was able to streamline compliance and allow us to focus on building a great benefits experience for our end users. Unit has been a true partner from day one and continues to innovate with us as we expand our product suite.”
Jaclyn Chen
CEO & Co-Founder, Benepass

Relay powers bank accounts, bill pay, receivables, and expense cards for 110,000+ small businesses.

Deposit Accounts
Credit Accounts
Debit Cards
Charge Cards
Checks
ACH
Wires
“Relay started building on Unit when we were still an early-stage company, and we've been able to scale on the same platform as the business grew past $1B in deposits.”
Naim Sakaamini
Senior Engineering Manager, Relay

RentSpree uses Unit to power bank accounts and bill pay for independent landlords

Deposit Accounts
Debit Cards
Checks
ACH
Wires
“We chose Unit so we could keep our focus where it matters most: the product experience and speed to market. Unit owned the operational complexity.”
Federico Pennelli
Director of Product, RentSpree

A full-stack platform configured to your spec

Building blocks

Payment rails, account primitives and card issuing on a single native ledger.

Tooling

Capabilities to run your product, battle-tested for every edge case.

Program Management

Compliance, fraud, disputes and support: hard work you can delegate to Unit.

Embed managed solutions in one line of code

Become a financial command center for your customers by offering banking, bill pay or capital.

Category-defining companies build on Unit

Banking and rent collection for landlords

Business accounts and cards for entrepreneurs

Financial back office for therapy practices

Invoicing and payments for freight carriers

Financial operating system for main street businesses

Bank accounts and expense management for real-estate investors

Payments and contracts for independent businesses

Banking for commercial real estate sponsors

Financial management for nonprofits and clubs

Business banking and accounting for small business owners

Flexible employee benefits for modern employers

AI-powered finance platform for consumer brands