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into your product

Unit is the platform that helps leading tech companies store, move, and lend money. Unlock new revenue streams and delight your customers.

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Building the future of financial services with leading brands


Increase revenue per user up to 5x

Building with Unit allows you to create a more complete and differentiated product that increases lifetime customer value.

Grow revenue

Generate new revenue through interest on deposits, interchange on card swipes, and more. Increase revenue per user by up to 5x.

Boost retention

Create a stickier product that builds customer loyalty. Customers who bank are retained at a rate 6x higher than other users.

Lower acquisition costs

Reduce customer acquisition costs with a more differentiated product. Companies can reduce CAC by 50% by adding financial features.

Improve satisfaction

Create a more useful and differentiated product that your customers will love. Offer them better ways to store, move, and borrow money.

Why Unit

The easiest way to offer powerful financial features

Unit simplifies compliance, bank partnerships, and technical integration so you can build, launch, and grow faster.

Unit banking as a service dashboard example
Build in minutes, launch in weeks
Build unique features using our suite of APIs, developer tools, White-Label UIs, and guides to launch in weeks.
Flexible and customizable
Offer unique features and terms that work for your users. Customize the experience with Unit’s flexible API.
Compliance simplified
Unit streamlines compliance so you can make your customers the top priority.
Built for scale
Fast, reliable, and secure platform that is trusted by start-ups, leading brands, and publicly traded companies.
For Developers

Designed for developers

Discover how you can build financial features in minutes with Unit’s powerful API, Dashboard, SDKs, and white-labeled UIs.


One platform to store, move, and lend money

Offer your users cards, accounts, payments and lending products - as easy as plug-and-play.

Physical & Virtual Cards

Fully programmable, high-interchange debit and charge cards for individuals and businesses.
Unit's white label virtual and physical bank cards

Bank Accounts

High interest, FDIC insured checking accounts for individuals and businesses.
White label bank account example
White label lending platform front end view


Credit cards, cash advances, term loans or revolving loans. Custom terms and repayment flows.


Send and receive ACH, same-day ACH, checks, wires and more. Free, instant, 24/7 book transfers. Custom fund flows.
Example of ACH payments and wire payment software
Use Cases

Build financial services, designed for your audience

Offer seamless banking and lending solutions to businesses, directly in your product: physical and virtual credit and debit cards, expense tracking, check deposits, bill pay, accounting system integrations, visibility in Plaid and more.
See how AngelList provides business banking, integrated with other features that are critical to startups.
Build seamless consumer banking solutions into your product - physical and virtual cards, bill pay, check deposit, joint accounts, and integration with Plaid Exchange.
See how Mos built banking and card solutions for students on Unit.
Offer seamless banking solutions for freelancers and gig economy workers - cash advance, automated tax calculations, integrations with Abound, Plaid, and more.
See how Lance built banking for freelancers and independent workers.

People and infrastructure you can trust

Unit supports banking for more than 1 million users, processes more than $4 billion in payments per year, and handles more than 300 million API calls every month.


Unit powers embedded finance for large enterprises and public companies. We ensure that you’re able to build for your entire customer base, no matter the size.


We have proven our ability to support high-growth customers with our consistently high availability, fast response times, dedicated communication channels, and global team.


We’ve built an enterprise-grade platform you can trust. We deploy best-in-class practices and tools to maintain security on all levels: infrastructure, product, and within our company.


Compliance is a key driver of our culture and values, and is a responsibility we take seriously. We work with our bank and technology partners to streamline and enforce compliance.

Bring financial features to life and start building — today

Thank you!

We have received your request and will process it as soon as possible.

Oops! Something went wrong while submitting the form.