Build

banking

cards

payments

lending

into your product

Unit is the banking-as-a-service platform that lets you embed powerful financial features into your product. Build in minutes, launch in weeks.

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Building the future of financial services with leading brands

Why Unit

The easiest way to offer powerful financial features

Grow revenues and delight your customers by building financial features into your product. Unit simplifies compliance, bank partnerships, and technical integration so you can build, launch, and grow faster.

Unit banking as a service dashboard example

Build in minutes, launch in weeks

Build unique features using our suite of APIs, developer tools, and guides to launch in weeks.

Flexible and customizable

Offer unique features and terms that work for your users. Customize the experience with Unit’s flexible API.

Compliance simplified

Unit streamlines compliance so you can make your customers the top priority.

Built for scale

Fast, reliable, and secure platform that is trusted by start-ups, leading brands, and publicly traded companies.

For Developers

Designed for developers

Discover how you can build financial features in minutes with Unit’s powerful API, Dashboard, SDKs, and white-labeled UIs.

View the docs

Our Solutions

Reimagine your product with forward-thinking solutions

Empower your users by building cards, accounts, payments, and lending products — as easy as plug-and-play.

Physical & Virtual Cards

Fully programmable, high-interchange debit and charge cards for individuals and businesses.

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Unit's white label virtual and physical bank cards

Bank Accounts

High interest, FDIC insured checking accounts for individuals and businesses.

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Lending

Cash advance, one-time or revolving loans.
Custom terms and repayment flows.

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Payments

Free instant book transfers. Custom fund flows. Send and receive ACH, checks, and more.

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Example of ACH payments and wire payment software

Use Cases

Complete suite of financial features, designed for your audience

Offer seamless banking solutions for your business customers directly in your product - expense tracking capabilities, physical and virtual cards, check deposits, cash advances, and more.

See how Invoice2Go provides no-fee small business banking for their customers.

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Build seamless consumer banking solutions into your product - physical and virtual cards, bill pay, check deposit, joint accounts, and integration with Plaid Exchange.

See how Mos built banking and card solutions for students on Unit.

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Offer seamless banking solutions for freelancers and gig economy workers - cash advance, automated tax calculations, integrations with Abound, Plaid, and more.

See how Lance built banking for freelancers and independent workers.

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Bank Partners

Built on multiple banks

Unit has multiple bank partners to provide the fastest time-to-market, with the most complete set of banking features, and the most reliable infrastructure.

We work closely with all bank partners to ensure compliance, oversight, and security.

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Recognized industry leader

Our unique approach to banking-as-a-service has been noticed by industry experts and top publications.

"Unit is an emerging star. Its platform has been thoughtfully designed with compliance in mind, allowing clients to focus on what counts: building great experiences and getting to market faster."
‍
Neal Kapur
Head of Visa Ventures