Introducing Ready-to-Launch: Streamlined Risk Management for Banks in the Embedded Finance Era

In today's financial landscape, banks face dual challenges: expanding customer acquisition channels while maintaining robust risk management. We're thrilled to announce Ready-to-Launch – our comprehensive solution designed specifically for banks seeking to expand their reach through vertical SaaS partnerships without compromising oversight or compliance standards.

A New Era of Banking Risk Management

Ready-to-Launch directly addresses banks' primary concerns: risk management and expanded customer acquisition. By centralizing oversight in one consistent environment, this solution transforms how financial institutions can monitor and scale embedded banking products while reaching new customer segments through vertical SaaS partnerships.

"We were excited to partner with Unit on this offering as it provides both the co-brand partners and banks the tools to be successful when it comes to embedding financial products. The documentation Unit provided to us to underwrite the program and the information they equipped our Board and regulators with before launching our first Ready-to-Launch clients was incredibly helpful. They have taken a thoughtful approach to helping both the co-branders and bank customers." 

Leslie Andersen, CEO of I3 Bank.

Consistency: The Foundation of Effective Risk Management

Financial institutions understand the complexities of managing multiple embedded finance partnerships, each with different operating models and distributed responsibilities. The Ready-to-Launch solution is fundamentally different – we built it around enforcing bank compliance requirements while standardizing as many processes as possible to enhance oversight capabilities.

Our Custom solution successfully streamlined critical risk-sensitive functions including:

• Dispute resolution processes
• KYC/KYB verification workflows
• Statement generation and delivery

However, three key areas traditionally required intensive bank oversight with each individual partner:

• Marketing content creation and approval
• Customer service operations and quality control
• User interface development and compliance review

These areas have historically demanded significant bank resources and created inconsistent risk profiles across partners. Ready-to-Launch eliminates these variables by standardizing these elements across all embedded finance partnerships.

The Power of Uniformity: Simplified Oversight, Expanded Reach

Ready-to-Launch transforms risk management capabilities while expanding customer acquisition channels. Imagine a bank overseeing ten vertical SaaS partnerships with unprecedented efficiency – all partners deliver:

• Identical customer service experiences that meet banking standards
• Consistent, pre-approved marketing content that satisfies regulatory requirements
• One unified user interface that maintains compliance controls

The only customization? Each partner's logo and branding – while risk controls remain consistent and comprehensive.

Risk Management Framework: Comprehensive and Consistent

✅ Real-time visibility into all accounts, customers, transactions, and balances via our comprehensive dashboard

✅ Multiple daily exports of all raw data from all co-brand partners for risk monitoring systems

✅ Complete data access to enable daily reconciliation and audit requirements

✅ Full bank control with approval authority for all co-brand partners prior to any launch

✅ Direct contractual agreements between financial institutions and all co-brand partners

✅ Consistent front-end experience across all partnerships.

✅ Standardized customer service protocols across all partners

✅ Pre-approved, consistent marketing for all partners 

✅ Uniform bank defined onboarding process for all partnerships, enhancing due diligence efficiency

✅ Standard set of bank-approved products across all partners, streamlining product governance

✅ Direct bank relationship with all end customers, maintaining institutional control

Optimized Risk Management, Accelerated Customer Acquisition

Ready-to-Launch offers a strategic advantage for financial institutions. Banks gain enhanced risk controls with reduced oversight complexity while simultaneously accessing new customer segments through vertical SaaS partnerships.

By implementing this consistent, bank-centric approach, financial institutions can optimize compliance resources and focus on strategic growth rather than managing disparate implementation risks. The standardized nature of Ready-to-Launch enables banks to scale embedded finance offerings confidently while maintaining the rigorous standards regulators expect.

Ready to transform your bank with an embedded finance strategy?

Contact us today to learn how Ready-to-Launch can help financial institutions expand customer acquisition channels while maintaining the control and visibility their risk frameworks demand. Reach out to banks@unit.co.