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1. Unit is a financial technology company and not a bank. Banking services are provided by Unit's bank partners, Members FDIC. Visa® debit cards are issued by Unit's bank partners pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.
Accounts are eligible for pass-through deposit insurance only to the extent pass-through insurance is permitted by the rules and regulations of the FDIC, and if the requirements for pass-through insurance are satisfied. There may be a risk that pass-through deposit insurance is not available because conditions have not been satisfied. In such cases, funds may not be fully insured in the event the insured depository institution where the funds have been deposited were to fail.
2. Deposit sweep networks may be offered through select Unit bank partners, Members FDIC. Please refer to the applicable bank partner’s deposit sweep network disclosures for more information.
3. Unit is not a lender. Merchant cash advances are purchases and sales of future receivables, not loans or extensions of credit. Lines of credit are loan products issued by Unit’s credit partner. Capital products are for business purposes only and are subject to underwriting requirements, terms, and conditions.
© 2025 Unit Finance Inc.