Store, manage, and earn interest on funds
Modern infrastructure connected directly to the financial system
Modern financial ledger
We’ve built a modern financial ledger from the ground up designed for developers. Instead of relying on legacy banking systems, you get full programmatic control over the money experiences you want to build.
Direct bank partnerships
Unlike middleware providers, Unit enables a direct relationship between you and your bank partner. We empower you to own customer relationships with full visibility and oversight.
Seamless connectivity
Our infrastructure links directly to the Federal Reserve and other financial networks, giving you a foundation built for speed and precision. With full control over the payment flow, you can deliver stronger experiences for your customers while maintaining resilience at high volume.
Custom
Three ways to build with Unit
Use APIs for full customization, mix and match components, or start instantly with a ready-made app.
Build and run your program your way
Control the application experience
Collect the data you need to stay in control, seamlessly collect documents, and pre populate applications with data that you already have.
Design your economics
Create the terms that work for your business: Set interest rates, rewards, fees, and settlement times, and decide exactly how much value you pass to customers.
Own your operations
Decide who handles key actions like onboarding and payment approvals. Assign tasks to internal teams, automated workflows, or trusted vendors while staying in full control with complete visibility.
Financial building blocks to construct your ideal offering
